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Altcoins Outpace Bitcoin, Ethereum Eruption, Bitcoin Retirement & Binance Smart Chain

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Cryptocurrency Adoption: A Breakthrough?

Cryptocurrency Adoption: A Breakthrough?
You have probably read dozens of articles dedicated to this subject before, and likely skipped even more. So why write another one, let alone read it? The short answer is times have changed. Well, times always change. Still, the point is that we may be amidst a paradigm shift in the cryptocurrency space right now even if we don’t feel it yet.
by stealthEX
Such a fundamental change is possible due to a confluence of several factors. Some of these factors are external and therefore not related to crypto. Others are internal and represent the value-oriented nature of cryptocurrencies. It just happened that all of them got activated under specific conditions at a certain point in time, which is today, give or take.

Economic woes in a post-Covid-19 World

You wouldn’t be far from the truth if you claimed that we haven’t yet pulled through the pandemic, to begin with. Unfortunately, it only makes matters worse unless you are a cryptocurrency investor and don’t care for the rest of humanity. Anyway, the damage has been done, and nothing can change that. We are now entering the phase that is technically called “competitive devaluations” and colloquially known as currency wars.
You could also argue that if it didn’t happen at the peak of the coronavirus pandemic, it is not going to happen now. The sad truth is that we are only starting to feel the real pain. Even the deadly coronavirus doesn’t take over the body instantly, while it takes some time on the scale of a few months up to a couple years for the economic disease to spread through the fabric of society, evolve, and then erupt with inflation rates shooting through the roof, among many other nasty things. Please take your seat.
The world reserve fiat, the American dollar, is sinking like Titanic, slowly but surely. We can’t say the same about less lucky currencies, though. We won’t dwell on the Venezuelan bolivar and Zimbabwean dollar as they are altogether beyond redemption, but fiats like the Brazilian real and Russian ruble are also balancing on the brink of another landslide devaluation, which they have seen many in the past. Sharp minds in the cryptocurrency space have been telling us about this development for ages. It all looked like a remote possibility in some distant future that as we felt deep down wouldn’t have a chance to come up in our lifetime.
As it stands, we were wrong, and the events described are now starting to unfold right before our own eyes. In a strange twist of fate, large-scale cryptocurrency adoption is about to occur along with them, but not through some technical breakthroughs and innovation, or even the much-hyped DeFi, but primarily through the failure of conventional financial systems based on fiat currencies. Rest assured, the top dogs in the cryptocurrency pit are well aware of this dynamic, and they are not going to wait any longer.
Grayscale Investments, a multi-billion dollar company behind a host of cryptocurrency trust funds, started to frenziedly buy up bitcoins a couple weeks ago. All in all, it acquired over 17,000 BTC adding to its already quite impressive stash of Bitcoin, now totalling almost 450,000 coins under its management. Love it or leave it, but it amounts to 2.4% of all bitcoins mined to date, including lost, burned, or left for dead as dust in Bitcoin wallets. In essence, it means that their effective share is way higher.
But while Grayscale definitely sits at the top of the cryptocurrency investment chain, it is not the only company that went on a buying spree lately. MicroStrategy, a company largely unknown to the wider public, suddenly got religion and swapped over $400 million of its capital into 38,250 BTC. Even Barry Silbert, CEO of Grayscale, commented on this feat in his tweet.
Twitter, by StealthEX
So whenever there is a hint at price correction, someone comes out of the shadows and picks up a handful of bitcoins from the market propping up the price.
Why are they doing this? You already know the answer.

Paradigm shift

In different words, all that cryptocurrencies had to do was to last long enough until fiat started to fall apart. It does now, and paradoxically such times are also times of great opportunity, Baron Rothschild’s way. The world’s largest cryptocurrency exchange, Binance, has been pushing its cryptocurrency payment card since April when it acquired Swipe, a firm focused on crypto-to-fiat payment cards. At the time of the acquisition Swipe already supported 20 cryptocurrencies and fiat transactions in major currencies.
Binance.com, by StaelthEX
For European users the Binance card was officially made available in August, and the exchange plans to enter the US market soon. Given its dominance in the crypto arena, it wouldn’t be unreasonable to expect the surge in the cryptocurrency use as a means of payment thanks to this. It is unlikely that people would spend their precious bitcoins, but the packmaster is not the only member of the pack that Binance handles. Cryptos like Litecoin or Bitcoin Cash can easily become currencies of choice to use with Binance debit cards.
But what truly makes it a game-changer is the current turmoil in the global economic affairs which may turn out to be a once-in-a-lifetime chance for crypto to pick up where fiat currencies leave, or fail, to be exact. On the other hand, it may be a natural development after all, set in stone by the very first Bitcoin transaction and cemented for good when it got confirmed. Now things start to arrange themselves to fit their preordained layout. We have taken our time.
As cryptocurrencies are not internally linked to, or tied by, the lunatic policies of monetary authorities, that is to say, no central bank can ask or force miners to mine more bitcoins, we have the first element in place in the layout for the cryptocurrency mass adoption to occur at the most basic level. In fact, it has always been there, so we just had to wait until the two other elements arrived, even though it took longer than most of us were ready to wait.
The second required element in the grand picture of cryptocurrency adoption is the change in attitude toward wealth evaluation. So far the vast majority of people involved in crypto, including its most die-hard supporters, valued their cryptocurrency holdings in fiat terms. Without doubt, it was the US dollar, regardless of your home currency. But when fiat collapses or enters a long period of runaway inflation, people will be ready for a dramatic change in their approaches toward capital assessment as well as spending habits.
And here comes the most important part where Binance hits the nail on the head. If you are unable to effortlessly spend crypto in your everyday life, the first two components cannot trigger this change in attitude on their own. We need this third element to make use of what has existed and take advantage of what has come around. In a way, what Binance did, and what its competitors are no doubt going to do as well if they don’t want to miss out on the opportunity, appears to be the part that snugly snaps into place when we finally get there.
With Binance payment card, you can “buy the things you love with crypto”. So now the ball is in your court to support the full-scale cryptocurrency adoption coming up. Kidding aside, with fiat turning into trash by leaps and bounds all over the globe, this looks like a very enticing payment option for both the crypto purists and the unbanked. We have seen quite a few such cards in the past, but Binance seems to be adamant on making its variety really popular and actually usable. And then you can ride volatility waves to your financial benefit.
If Binance succeeds, that may herald a new era of cryptocurrency adoption, a breakthrough of sorts after so many years of stagnation in this department.

Repercussions and ramifications

It is not like only we, traders and investors alike, see these trends. Governments are also taking notice and paying close attention. They can’t remove cryptocurrencies and they can’t help inflating their national currencies. However, they can still crack down massively on this and similar endeavors, trying to nip them in the bud. We don’t know yet what Uncle Sam is going to say but some muslim countries have been quite vocal in this regard.
For example, Egypt has issued a fetva which prohibits bitcoin transactions as being against Sharia, an Islamic religious law. Another mostly Islamic country, Indonesia, has banned the use of cryptocurrencies as a means of payment. Russia, although not Islamic yet, is hellbent on effectively outlawing most cryptocurrency operations despite passing earlier a law on digital assets which is essentially neutral to crypto.
To conclude, we must be aware that once things get serious and governments see that their monetary supremacy is being threatened, that they can no longer play their favorite game of inflation tax, they will leave no stone unturned to prevent mass use of crypto as an alternative means of payment. And cryptocurrency payment cards are hands down one of the best tools available for this use on a down-to-earth level, groceries and whatnot.
Now you know what their target will be.
And don’t forget if you need to exchange your coins StealthEX is here for you. We provide a selection of more than 300 coins and constantly updating the cryptocurrency list so that our customers will find a suitable option. Our service does not require registration and allows you to remain anonymous. Why don’t you check it out? Just go to StealthEX and follow these easy steps:
✔ Choose the pair and the amount for your exchange. For example BTC to ETH.
✔ Press the “Start exchange” button.
✔ Provide the recipient address to which the coins will be transferred.
✔ Move your cryptocurrency for the exchange.
✔ Receive your coins.
Follow us on Medium, Twitter, Facebook, and Reddit to get StealthEX.io updates and the latest news about the crypto world. For all requests message us via [email protected].
The views and opinions expressed here are solely those of the author. Every investment and trading move involves risk. You should conduct your own research when making a decision.
Original article was posted on https://stealthex.io/blog/2020/10/06/cryptocurrency-adoption-a-breakthrough/
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A list of upcoming "Bitcoin fork" being promoted for "dividends"

The following comment was removed in /btcfork - not by any moderator afaics so I guess it was automated spam filtering.
But it is an excellent example of how Bitcoin forks are being promoted to further the "dividends" agenda of diluting the importance of hard forks as methods for upgrading Bitcoin, and making them seem to serve no other purpose except money grabs or scams.
This was posted by user "solracor" in a post titled "Próximas Bitcoin Forks 2017 - 2018 - Dados CryptoCurrency".
It is recommended to be very cautious when dealing with these forks, no doubt some of them are outright scams which will try to get people to enter private details and keys on websites to steal their coins.
I am posting this here only for awareness of possible scams.
Get ready for a wave of Bitcoin forks! Bitcoin forks: 12 until early January! Upcoming Bitcoin Forks 2017 - 2018
Without further details, the following Bitcoin forks are planned for 2017 -2018 (we'll add more forks as they are announced and notes how forks occur):
  1. Bitcoin Diamond (BCD) is a fork of Bitcoin that occurs at the predetermined height of block 495866 and therewith a new chain will be generated as the BCD. Bitcoin Diamond miners will begin creating blocks with a new proof-of-work algorithm, and will consecutively develop and enhance the protection for account transfer and privacy based on original features of BTC. This will cause a bifurcation of the Bitcoin blockchain. The original Bitcoin blockchain will continue on unaltered, but a new branch of the blockchain will split off from the original chain. It shares the same transaction history with Bitcoin until it starts branching and coming into a unique block from which it diverges. As a result of this process, a new cryptocurrency was created which we call “Bitcoin Diamond”.
  2. BitcoinX (BCX): an intelligent contract (like Ethereum) based Bitcoin. Block 498888. https://bcx.org/. NOTE: Snapshot has already occurred; Futures are being traded, no currency has been released.
  3. Super Bitcoin (SBTC): like BitcoinX, an intelligent contract based on Bitcoin. Block 498888. http://www.supersmartbitcoin.com/index.html. NOTE: Snapshot has already occurred; Futures are being traded, no currency has been released.
  4. Bitcoin Platinum (BTP): According to the website, "Satoshi's original vision of decentralized electronic money". Around 12 December. Blocks 497757 / 498533. https://bitcoinplatinum.github.io/ko.html TIP: Bitcoin Platinum is rumored to be fake see: Bitcoin Platinum Created by South Korean Teen as a scam, the local market is erupting.
  5. Lightning Bitcoin (LBTC): A fork that is intended to provide "fast lighting fixtures". It uses smart contracts and can host decentralized applications like Ethereum (and Super Bitcoin). On December 23rd. Block 499,999. http://lightningbitcoin.io/
  6. Bitcoin Cash Plus (BCP): according to the website, "fulfilling the original promise of Bitcoin". Around January 2, 2018. Block 501407. http://www.bitcoincashplus.org/
  7. Bitcoin Silver (BTCS): According to a BitcoinTalk forum, the currency aims to "Make Bitcoin Decentralized again". Apparently, it occurs "in December." The site was up, but now it's down. This is not a good omen. https://bitcoinsilver.io/ - then see bitcointalk.org instead - https://bitcointalk.org/index.php?topic=2311582.0.
  8. Bitcoin Uranium (BUM): According to a BitcoinTalk forum, the currency aims to "Make Bitcoin Great Again." Apparently, it occurs "in December." Https://bitcointalk.org/index.php?topic=2316506
  9. God of Bitcoin: Without preminar, it is apparently a Christmas gift from Chinese investor Chandler Guo. Occurs on December 25th. Https://cointelegraph.com/news/forgive-me-father-for-i-have-forked-investor-to-release-bitcoin-god.
  10. Bitcoin Atom (BCA): Bitcoin Atom is a bitcoin fork with segwit enabled with atomic swaps, hybrid consensus and ray network. Exact fork block / date TBA. See: https://bitcoinatom.io/.
  11. UNITEDBITCOIN: LINKING VALUES AND SERVING THE WORLD! The distribution of phase 2 of the UBTC will occur at the time of block # 501878. UNITEDBITCOIN UPGRADES BITCOIN THROUGH THE IMPLEMENTATION OF INTELLIGENT CONTRACTS. Bitcoin Labor Testing and Emission Model, with new high speed smart contracts. Future Lightning Network support for faster, more cost-effective transactions. UnitedBitcoin (UBTC) will be allocated to active Bitcoin portfolios at a rate of 1 BTC to 1 UBTC at fork time. Without pre-mining, stable system with fixed reserves in fiduciary currency See: https://www.ub.com/
  12. Bitcoin Interest ("BCI") is a frictionless global payment system that focuses on three main areas of Technology, Community and Savings. Our payment system has a new integrated savings technology that allows our users to park their coins and earn interest. January 22, 2018 at 11:59 PM GMT, or in block 505083. See: https://www.bitcoininterest.io/
To summarize the above and connect some points, Super Bitcoin and BitcoinX are Ethereum competitors (as they use smart contracts like the Ethereum network), Bitcoin Platinum and Bitcoin Cash Plus are basically competitors of Bitcoin Cash (Bitcoin's competitors as currency ), Lightening Bitcoin is a blend of Super Bitcoin / BitcoinX and Bitcoin Platinum / Bitcoin Cash Plus (since both are designed to be competitive as currency and uses smart contracts), and Bitcoin Silver and Bitcoin Uranium are competitors of Bitcoin Gold ( competing for Bitcoin as a valuable store that is profitable for mine), and finally Bitcoin God is a Chandler Guo Christmas gift (simply meant to reward people for having Bitcoin).
This may sound crazy, but if you think about these as user-triggered dividends, it starts to make a little more sense.
To ensure you get your coins from the Bitcoin forks up to the Bitcoin, you are holding: Make sure to be in a Bitcoin wallet that supports the forks (Coinomi multiwallet with over 300 different coins has been good on this), an exchange like Binance with a good record of support forks (Binance supported Bitcoin Cash, Gold, Segwit2x, Diamond and Super Bitcoin and offered futures on the snapshot date or around the date of each snapshot, meanwhile as a user pointed out, hitbtc has been good at supporting forks, Super Bitcoin futures have been traded on hitbtc immediately after the fork, for example), or otherwise being in control of their private keys when forks occur (for example, in a portfolio like Bizcoin Core)!
Unknown. Here are some of the other Bitcoin HF / air drops planned for 2018:
Bitcoin Rubies (BTCRUBBY) https://www.bitcoinruby.io/ ERC20?
Bitcoin Dollars?
Bitcoin Stones?
Bitcoin Script BTCS reborn from the ashes?
Bitcoin Steel?
Bitcoin Razor?
Bitcoin Bronze (BTCB). Symbol: BTCB Decimal: 18 Total supply: 50 million ERC20 Distribution Airdrop rounds Round 1 Airdrop https://bitcoinbronze.io/
Bitcoin Iron?
Bitcoin Atomic (ATOM) Atomic Coin New Blockchain is coming out soon. Let's launch a new chain of Atomic Coin blocks with faster features. Then, deposit your atomic currency for exchange in the Web wallet before 1/1/2018. https://www.atomicproject.org/
Bitcoin Elliptic?
Bitcoin Hash?
Bitcoin XOR?
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Hoard Invest in the Clash of Titans

You can listen to the soundtrack of this article here: Play me
 Have you ever heard a story, About Mrs. Feelesspaymentsglory? 

Prologue

Hello everybody! My name is Mickey, also known as Tezkatlypoka from Reddit, and I would like to show you my own gathered information about a great project which will have its own *ICO** very soon, the Hoard Invest. Hoard, the One and Only project setting you up to be your own bank!

Introducing

Web page White Paper Team
The name of this little post is “Clash of Titans” and that's simply because we will have two big players in the field of cryptocurrency banking, where each of these two giants will trying to demonstrate their vision and make you be able to use your Crypto in a daily life.
One of these two Ambassadors of crypto banking will be definitively ETHOS. ETHOS was the very first project where I have been convinced that their goal is to improve whole paying system and basically to build one. Their ICO was very successful, they obtain decent support from the medial world, their community is strong and the main fact is, their team is awesome.
They have one young genius named Shingo Lavigne as a CEO and great strategies and visionary Mr. Stephen Corliss who has got a lot of experiences and connections to grant the opened door leading up to the institutional sphere for Ethos. Who was in ICO, made a decent amount of money. Everybody thought that has to be a true champion without any possible competition.
When I heard about the Hoard for the first time, it was like when you get struck by the lightning. And hit by a truck right after! I immediately download their WP right to my phone and started to read it. I have to read it twice (you know, good stuff...well written, but lightning...truck...these can mess up your day completely). I have known right from a spot that I was reading about a true gem. I get Inspired. I wanted to know more and the baseline which started all of this was: They are like Ethos but slightly better!
There is a man in Hoard Invest who is very good at making things done. His name is Jason Davis and he is a new Rockstar in the cryptocurrency Rock and Roll Hall of Fame. He will bring a whole new concept to the world of the banking industry. He will create a special kind of bank without a possibility to provide loans. Hoard will partner with some banks to provide a real bank account with all the basic stuff in a little while.
Mr. JD has a tremendous experience in banking systems and also in application design and development. He has learned what struggles a new customer has to overcome and that's because he was a new customer once too. He is able to assemble those two things together and create ripper breakthrough product. The last piece of this puzzle is Mr. Dan Lipert, an expert who can code everything Don't get confused! This "ZZ Top look" guy has got very high expertise rating in coding stuff and if He looks like Jazzy Hipster, his ability to write a code is like when you are watching Eddie Van Halen play his Eruption solo. The movie Hacker with Hugh Jackman has been written by his CV btw and since he was working for the government of US as an IT expert, he has to know the drill. The team like this has a decent power to attract and create powerful alliances.
I choose to write about Hoard Invest because everything about it makes sense to me. This is where crypto needs to go for adopting. Only with projects like Hoard will the world start to take cryptocurrencies seriously.
The world will start taking crypto seriously if there will be a real use for that...like “Let's use it as a money”! (JD)
 Someone sings to Shingo drone, Someone hails from Jayson’s throne. 

The Hoard ecosystem

Let me tell you about another ecosystem which will make a huge impact on the future world, let me tell you about the possibility to be your very own bank, let me tell you about a team which is good as a hack and about their application modern design of which is fucking sick!
The Hoard is an ecosystem build on very good foundations. In this ecosystem, you will be using the hybrid multifunctional wallet where you can store all your coins and if this is not a game changer for you right now maybe I will change your opinion by adding another game-changing and astonishing tool, the Fiat gateway. That's right!
Unless you are not one of the most demanding readers and you are already convinced to buy their stuff, here you have a link https://www.hoardinvest.com/token/ and take care, but if you like it in more hardcore motion like I do, let's continue with some special perks list reading, shall we? :)
By implementing FIAT gateway they successfully put away any need for logging into an exchange. So you don't have to buy BTC or ETH (and pay the fee) for your EUUSD, then send them on Binance/Bitrex (and pay the fee), purchase a Litecoin (for a fee) and then make a final payment with some fee (well fu*ck me, that's a lot of fees). We got to used to it.
Another ripper they can provide you with is the system of Instant payments. You just click on the button “spend” and sell whatever coin you have at the moment and you will instantly get a value in dollars which you can use for your morning coffee purchase. That is really important because you can pay for whatever you just have right now. What suit your needs better. If you have only Neo and you want to pay with Neo, but your shop receives only Litecoin and Bitcoin, you have to go on the exchange and consolidate it, make a transaction, do a market, spend some time, pay the fees. Not anymore with Hoard. Another thing is they want to create 1:1 peer to peer relationship in transactions (you send One BTC, the guy will receive one whole BTC, not 0,98). So we have an Ethos on steroids here but what is their vision? I think the basic idea is to make a highway for completely new users in the sphere of the crypto world and clear a path for them completely; no obstacles if possible. You are also a Master of your private keys and passwords. Hoard can hold them for you if you like (in a way of provided service/support as encrypted backup).
You can be your own bank. Hoard is not a bank in the classical way of thinking. The mission isn't to work for as many banks as possible but make the banks want to work with HOARD.
Using Hoard means = Technology+security+support and almost Zero fees
You can also Invest your crypto profits right from the App and then forget about it for a while and let your money grow. This is first very first ICO available in the US and bears witness to this historical moment, when 3-8 % of world economic lays peacefully in the arm of cryptocurrencies and do this all from your smart device, with a help of the elegant and well-written application.
 Someone in hoard with shiny might, Someone is alone, in the endless night. 

What can Hoard offer to you

1) Cross-chain transactions and inter-exchange price matching 2) Instant transactions with Masternodes and minable transactions for scalability 3) Dapps on the Smaug network and possible ICO hosting. Airdrops to token holders each ICO 4) Public or Private transactions 5) The decentralized exchange where you always control your private key never the exchange 6) Fiat Gateway with the first fully compliant US-based ICO 7) Multi-currency wallet where Hoard never holds your private keys 8) Merchant services — send and receive payments in any currency including fiat regardless of initial currency type 9) Low transaction and other fees. Fees will be very low and allow you to do microtransactions for zero or almost zero fees 10) Sidechain for instant low fee transactions (think the lightning network and plasma) with multiple layered blockchain 11) Portfolio tracking 12) INV Fintech partnering 13) Self-auditing process via Oracles 14) Two possible levels of KYC authentication 15) You have all needed tools to be your Own bank 16) Strong community
 Someone tried to get that throne, He shall be doomed with crown of thorns. 

Summary and Technical shortcut for advanced readers

  • The basic idea is to make a highway for an experienced user and clear a path for him, no obstacles if possible
  • You are the master of your keys and passwords, Hoard can hold them for you if you like in a way of provided service/support (encrypted backup)
  • Direct communication with banks; the idea is banks should want to work with HOARD
  • Their contribution to blockchain is a second layer payment protocol (Raiden; it is off-Chain; it is cross-chain capable)
  • They want to create 1:1 peer to peer relationship in transactions (you send One NEO, the guy will receive ONE whole NEO)
  • HOARD = Technology+security+support
  • HOARD is not a classic "bank"
  • The world will start taking crypto seriously if there will be a real use for that...like for money!
  • Important thing is that you can pay for whatever you have. If you have the only NEO and you want to pay with NEO, but your shop receives only Litecoin and Bitcoin, you have to go on the exchange and consolidate it, make a transaction, do a market, spend some time, pay fees.
  • Hoard has got an instant payment system, so you click button spend and sell whatever the fuck you have and you will have dollars
  • If you try to screw our network, they will take your value(basically PoS for exchanges)
  • By running Master node you can store your keys on our own system when doing trading with our platform; never keep your keys on an exchange.
  • They will have well know customers and unknown customers (true decentralization)
  • So it is basically a side chain with PoS in OAR
  • MM, Oracle(transparent auditing system), low fees, micro/instant transaction, support -> you want this
  • The Hoard is an ecosystem
  • Banks are in use of the BlockChain for 6 years already
  • Providing a trusted and secure bridge between the fiat money and cryptocurrency environments -FINRA/MSB regulated and KYC/AML compliant
  • 2nd-layer cross-chain payments protocol for everyday use, serving as a valuable utility reinforced by our native currency from day one
  • OAR can be used to accelerate the conversion of fiat-to-crypto when buying cryptocurrency and crypto-to-fiat when cashing out or as a daily settlement mechanism for merchants. OAR enables holders to atomically transact - spend using (X) or (X + Y) currency while the recipient receives (Z) currency, instantly
  • OAR is ERC20 token running on Ethereum platform. They will migrate to their own chain in the future
  • They are opposite of Ripple
  • Oracle It is a software for auditing. Oracle sees everything, it knows what everyone has in their wallets on the platform. They will monitor the blockchain and collect data and use that data to react...its kinda like AI. Setting a current value of the crypto you are hoarding. Will be open-source in the future.
  • MasterNodes The master nodes have not yet been finalized. Master nodes are things you can run on your own by holding tokens, stabilizing the token value and help the Hoard to run transaction easily. By running a master node you provide a help with building decentralization.
  • Smaug protocol Instant trustless payments across any currency or smart contract based blockchain. Instantly and automatically swap holdings at transaction versus manual coin consolidation. Decouple reliance on any specific chain, foundation or exchange.

Decision making

Now, let's get back to our comparison. Mr. Corliss opens up the institutional side for ethos. He has deep connections from his time with BlackRock and knows how to give confidence and legitimacy to the ethos project. Having top talent like him attracts other top talents to join too. Shingo had a good idea. He cocked the rest of it up. Ideas like prediction or betting... then who knows what. They can still make it a good platform in the long run.
Mr. JD on the other hand, is so Fair dinkum and True blue developeprogrammebusinessman/dealmakeblockchain-evangelist/ and a great entrepreneur, because he understands the day to day problems in our own personal financial dealings and management systems, having a vast knowledge of blockchain technology he has come up with the solution we have all been waiting for. He is a solid unit. He made a tool to let us be our own bank and be less reliant on corporations who love to take your hard earned money and fee you to the death. If Roger Ver is Jesus of Bitcoin Cash, then JD is Chuck Norris of banking systems in the cryptocurrency world.
Ethos vs. Hoard. When it comes down to it, show that Ethos is offering two things. A fiat gateway for cryptocurrency investing and crowd sentiment for investing..(with Binance offering USD pairing soon ETHOS needs to step its game up). Hoard will be a fiat gateway with a minimal to no fee exchange and its base, with a network for instant transactions of any coins and also the ability to make any transaction private. Think what lightning network was for bitcoin but quicker and for any currency. Along with AI investing, spare change investing. The last thing is the fact you hold your own private key (at ETHOS you don't).
So my advice is: Do not sell your ETHOS for HOARD even thought that I am very bullish in the HOARD case. It’s not always about the best technology remember, but don't hesitate with HOARD very long.
But need to say they are both very decent projects. I like Hoard more and that's all. Remember that without a strong competition they would not be a true winner and how could we recognize a great gem if there isn't anything similarly good for comparison?
I am using a reference to my good buddy EvilMonkey. He is an awesome writer and he did a great review about Hoard a few days ago. You can read his article here: https://medium.com/@ICOProReivews/hoard-invest-ico-review-52f18c3227d6

Epilogue and acknowledgment

Ok my friends, regular people, fans of crypto, early adopters and decent readers, you have made it again.
This is the end of this sorry and I frankly thank all of you for your kind attention and wish you all have a great day (...or a bad day, depends on your level of self-sadomasochism, haha).
For me is the Hoard Invest the winner of this Clash of Titans and We my friend will meet again in Jason Davis interview, which will be pretty awesome.
 Future will show, who will bow, Who shall be victorious in Titan's brawl. 
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how to open Binance exchange to buy bitcoin&cryptocurrency ...

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